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By: Mark @ TheLocoMono

If you really want to keep the card but keep it out of sight, you can always put it in your safe deposit box where you might keep your passport or will.

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By: Joe

TheHungryDollar makes a good point about people thinking they’re doing a good thing canceling their cards. Another thing I see a lot of people do is avoid debt entirely, thinking that having no debt is...

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By: Anonymous

Though it may sound like a good idea to cut up the cards, I would prefer to have them available should I ever need them. The great suggestion was made to lock them up with other items. Also, though...

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By: Alvinsmith

Hi,stop credit card debt.I am here to help you. Don’t be a victim. Stop credit card debt now. We can help. http://www.stop-credit-card-debt.com

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By: Old Poor Richard

Glad to see the great advice. I’ve read lately about angry people closing credit accounts when rates get jacked up or limits are lowered. They’re only hurting themselves, like smashing their own car...

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By: Joe the non believer

I’m curious about your rationale of not closing an account. I’ve heard that an individuals credit report is actually 2 different reports, one that a consumer sees with partial info and one with your...

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By: OfferCreditCards.net

I think there's a trap behind if you can close your account or not. The reason why I said that is why would it affect someone credit rating if someone close a credit card account? The best thing that...

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By: ken stoner

Payment Due Dates: It seems that some of my credit card companies always make payments due three or four days before payday. This does create a problem when money before you are payed is always short....

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By: gino

This is a great article for getting rid of credit card debts. Sometimes it is easy to get carried away with the plastics. I thought I would bring an article more angled towards preventing this from...

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By: WorkingOnDebtFree

I’ve been working on paying down credit card debt for some time now and finally making good progress. It frustrates me though that the banks continue to lower my credit limit as I pay down the cards...

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By: Sam12587

I second all of that “Working on Debt Free”. I didn’t do the second mort thing but it was b/c the bank wanted to choose which cards I closed & I didn’t agree with that. A card that I pay off each...

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By: D

I made one of the hardest decisions ever, and went against the advice above. i transferred the balances to one card, then I cancelled ALL my credit cards, cut them up, paid them off, never looked back....

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